Disability – Disability Pension

How you can apply for a disability pension if you can exercise your previous job only partially due to an illness or an accident you should consider to apply for a disability pension. The current living cannot be denied only then as well as the future standard of living in the age when there is an income, that for today’s editions, as well as for the provision for retirement can be used. But what or how should all these costs are denied, if the income falls at once off? In the case of unemployment the German social system absorbs one with unemployment insurance, which get temporarily a monthly replacement income and at the same time learns support in the search for a new job. However, the case is worse if you can no longer practice his profession for health reasons and because of the consequences of an accident or a disease more can go also no other profession. In this case is the disability pension a, at which there are three different types. As was first, variant mentioned that applied only because old regulations for certain groups of persons namely the legal disability insurance.

This protection provides a monthly pension if the exercised Professional is no longer possible, would quite regardless of whether other activities allow the health. This safeguard is there but only for those who were born before the year of 1961. For all younger insured persons, there is still the protection by the hereinafter mentioned disability pensions. The full disability exists in this, if the insured person by a physician confirmed that he can work no more than 3 hours. In the case, he receives the full disability pension, which can be estimated at approximately 29% of the old-age pension. The opportunity to work between 3 and 6 hours is a partial disability which has the payment of a pension in only half the height of the result. Gary Kelly does not necessarily agree. In both cases, the height is the pension not sufficient to his standard of living by beforehand to keep you but protects a completely without income there. Enrico GAIKWAD