The suitcase is assembled, tickets in hand, traveling certificate in his pocket … Where to stay in a strange city, so it is comfortable, convenient, not in the suburbs, and thus meet the limit for now opredelennnoe Accommodation? It's no secret that the crisis most companies have cut travel expenses. Went under the knife representational costs, reduced the limit on the cost of hotel accommodation, reduced by the amount of travel. In most cases no longer pay for hotel rooms in the hotels. As a result, finding a decent hotel and meet with a limit has been nearly impossible.
In order not to pay extra for a trip out of pocket, you can use another option. Larry Ellison spoke with conviction. Apartments for rent was a good alternative to hotels. Advantages of daily rent apartments are obvious. First, the rent is much cheaper hotel room. Luxury flats are 5-7 times cheaper than the suites in hotels.
And the number of facilities in apartments, hotel rooms are inferior. Second, the price does not depend on the number of residents. If you come three You can live in two room apartment, while you do not pay for each bed-space as a hotel, and pay only for the apartment. In addition, there is no need to pay extra for guests. Third, in an apartment, you have the opportunity to cook himself, and thus save on coffee shops and bars. In addition, many of us eat in the catering is not only bad for the wallet, but also for our health. Fourth, most of the apartments located in the center the city than can boast only a very expensive apartments. You will live close to jobs, cultural attractions. Fifth, the booking of apartments free. You will not be faced with a dilemma – book or not (as reservation does not apply to business travel expenses), and do not worry about the night at the station. Booking serviced apartments – for free. Apartments for rent in Syktyvkar and in any other city in Russia is gaining in popularity. In the idea about most, apartments for rent is somewhat informal. However, firms providing such services will provide you with all the supporting documents that you can attach to an advance report on a business trip. Everyone who often goes on business trips, smelling of tobacco familiar numbers, constant requests for a broken electric … And in an apartment you feel like home, there is everything: appliances, kitchen, TV and DVD, all that work effectively and have a good rest, even away from home. Hotels have long ceased to be the only option for placement in foreign city. A good alternative to them has become apartments for rent. For less money you will receive a greater level of comfort. That's why so many people prefer hotels – apartments for rent.
The latter circumstance through evolution led to the development of standard exchange contracts with delivery goods on time and their treatment as independent objects of exchange trade. The main reason and the need for the development of futures trading is that the latter provides the lifting of those restrictions that have trade directly exchange goods. Ripple: the source for more info. Product itself as a material benefit has restrictions for the development of exchange trade. Get rid of them can be achieved through the organization of trade is not itself a commodity, but only the rights to it, ie, futures contracts. Sale of goods at the exchange gives way to the exchange's turnover of futures contracts, whose connection with the physical market is mostly indirect, since only a few percent of total contract ends a real delivery. Indirect communication is that the owners of the contracts are constantly buying and selling them under the influence of changing market conditions on their commercial or other activities.
Futures trade came in the second half of XIX century. Its origin and development related to the fact that it reduced the risk of adverse price fluctuations in the circulation of capital, reduce size of reserve capital required in the event of adverse market conditions, to accelerate repayment of cash advanced capital, reduce trade credit, reduce distribution costs. Trade in futures exchange compared with the exchange of real goods are distinguished mainly fictitious transactions (only a few percent of transactions completed delivery of the goods, and others – pay the difference in prices); mostly indirect link with physical market through hedging, complete unification of all contracts, except for price and delivery time, anonymity of transactions, since they are not registered between a buyer and seller and between them and Clearing House. Trades on futures exchanges are as a commodity and on the currency, equity indices, interest rates, etc. The volume of transactions on the futures exchange, usually many times larger than the actual trade goods. Essential commodities, transactions with which concluded on futures exchanges, are cereals, oilseeds, oils, petroleum and petroleum products, precious and base metals, cotton, sugar, coffee, cocoa, live cattle..
At present, many people think about where to live – close to the Ring Road or in the city. You can try to evaluate both. So, as an example consider a brand new luxury villa with a land size of 10 hectare, in 20 km from Moscow, and a new apartment, apartment complex Four Sun. Price range is approximately the same. Learn more about this with Oracle. For the final determination should be set tasks and questions for which answers all at once become clear. Living in a house outside the city offers the freedom, with respect to the bustle of the city.
You can forget about the booming carriageways, the rooms with low ceilings … Go to the mansion near Moscow is adjacent plot of land that each owner in right to dispose of your choice. You can arrange and play areas, and raise a flower bed, and build lots and lots of fun things. The air in the country is much fresher than in Moscow. Today it is permissible luxury villa near Moscow, and, of course, is an excellent alternative to an apartment within the city. With the second hand house in the country often has an incomplete infrastructure, resulting in the absence of colleges, kindergartens and other educational institutions. Of course, this requires a visit to the capital at least twice.
In the case of travel to Moscow should be ready to stand in traffic jams because of road clogged with cars. Therefore, apartment near the subway in this situation wins, that makes the complex sun Four more prestigious. Another negative point is that in the suburban mansions total operating costs, even without utility bills significantly exceeds the payment for an apartment. Also, the owners of suburban property can not count on the whole amount of benefits, which is required by law. Insurance suburban property – serious moment. The reason This is a serious exposure to various risks, which is orders of magnitude larger than the LCD Four Sun. And in the process of insurance in a country cottage lies the large number of complex nuances, so it is very difficult to determine the necessary insurance program and execute the contract of insurance. It turns out that one solution does not. If you can pay for life "under the sun", a suburb of Moscow will be a great place for you. Otherwise, acquired an illusion of freedom. But it is so wonderful and beautiful that it very quickly get used to it and enjoy your life, such as "one of the suns."
Architecture of Moscow to date can not be matched to any common style, on the contrary, in most of its regions, dominated by an eclectic – 'cocktail' of different architectural trends. This is because capital Russia's history has repeatedly changing his own face, and fashionable buildings often do not fit into the already familiar architectural style of the area. Only the elite are not objects, for example, modern penthouses and apartments on Ostozhenka. Capital surely ranks among the leaders in real estate prices on the world market. Most of the price due to the fact that most of the capital buildings – monuments of history. Any area of Moscow in its own beautiful, and so determine an appropriate location for their next luxury home, you should consider each quality. Arbat.
This is an area with a rich cultural heritage. Wonderful availability of vehicles, a considerable number of administrative buildings, a large number of historical sites – the main advantage of it. Tourist lure here at home, where lived famous literary classics: A Tchaikovsky, Pushkin, Tolstoy and other respectable status master – that's what the apartment in the Arbat. Here you can find large fluctuations in prices, determined by the abundance of architectural district. Then there are 'stalinka' with huge ceilings, but not much good planning, and more modern buildings 70 years, and elite home club type of the last generation.
District Zamoskvorechye. The beginning of this exclusive area merchants have opened since the estate of Peter I. Distinctive features This central area is the availability of all types of transport infrastructure is broad and historically valuable buildings. This gives the region the status of 'elites'. At the moment there is rapid development of the territory, also has permission for the erection of houses on individual designs. It offers a choice of penthouses and flats now serving. Merchants Village past today and replaced the name turned into a district Ostozhenka. Wealthy nobles lived on this territory in the XVIII century. To date, there is built luxury buildings and structures – monuments of architecture of Moscow, who eagerly looking for their new hosts.
The tax system BP has recently Hungarian tax regulations generally conform to Western models has been taxation. Instead of separate decisions and orders of tax has several national laws, which are the cornerstone of an integrated tax system that clearly defines the whole range of issues from tax payers and tax base up to the order of calculation and payment. Simplifying the tax system and making it more transparent, the government of Hungary very much attention to give to the collection of taxes and prevention of tax offenses. Failure to pay taxes in Hungary, is a severe offense and severely punished. In reviewing petitions for a residence permit or citizenship, be sure to check the completeness and timeliness of payment taxes in the country. In Hungary, there are three main tax for organizations: – sales tax (AFA) – charged with surplus value – the rate of 20% – income tax (Tarsasagi ado) – 16% rate since 2008 – a local industrial tax (Helyi iparuzesi ado) – Basic rate of 2% In addition, companies and businesses to pay into the health funds, pensions and other social funds. AFA Main place of tax revenues to the budget is the total tax Traffic AFA (analogue of the Russian VAT) levied on all goods produced within the country and many of the services has a 2 rate (it was 3): basic – 20% and 0% discounted. By the zero group, numbering only 48 items are some types of pharmaceuticals, textbooks, children's products, products for people with disabilities.
Statistics show that the land has always been more expensive over time. The cost of land is determined by what it can do. If this is agricultural land, their value will rise, but only slightly. The land, which can be used for construction, has the highest potential for increasing value. Even in the event of a downturn in the market land that is suitable for development, not exactly fall in the price unless you show up any adverse factors (eg, pollutants), or if you do decide to sell the land for less than what you paid.
The land does not require no maintenance costs and maintain in good condition. The land is greatly increased in value by obtaining planning permission. The ups and downs of real estate market have no effect on such land in connection with the lack of buildings. All that you build on the ground, may go down in value, but land value will remain at the same level, and the land will be worth at least as much as you paid for it (except if you initially paid an inflated price). With the continued downturn in the stock market and real estate in the U.S. and Europe, investors are looking for alternative ways of earning. In the current market conditions, real estate land property is an attractive alternative to traditional investors buying to renting, especially given the fact that input costs are significantly lower than the real estate market and the potential profit is enormous. In addition, proposed on the market today landed property in Canada (and soon to be joined to the proposal and the proposal of Brazil) is located in the rich countries that produce oil with high economic and demographic growth and an increase in the number of jobs.
The most important feature of almost all the banking crises of the past decades has been a violation of the normal flow of payments, credit, crisis of confidence on the interbank and deposit the crisis. The most dangerous part of the banking crisis – the destruction of national and international calculations when it comes to cash flow in the real sector. In second place is worth the danger of sharp reduction in lending to the national economy. " Certainly, the financial world to draw definite conclusions. It is very important that Russia's banking system took into account all the errors. Necessary to eliminate the universal banking activities, risky investments many of them, and then as a consequence of failure to meet their payment and credit functions, often undermines the credibility of the entire banking system of Russia.
Should go to the modern specialized three-tier scheme krizisoustoychivoy Banking (calculated LSB-banks, which working with the payments, credit and deposit banks, non-payment functions, investment banks operating in securities). In addition, it is important to credit and deposit activities of banks to build it so that it was limited to only those subjects of the federation, in which banks are located. The sad experience of the crisis has shown that inter-regional bank can at any time withdraw funds from troubled regions in the more prosperous regions, such as from the provinces to Moscow, which actually happened during the crisis, exacerbating the difficult financial situation in Russian regions. This is one reason that almost Many Russian companies have had in 2008-2009-m's serious problems with credit. If you do not do all the above, if new crises with more serious consequences are inevitable. And last, in the financial world nothing have to reinvent all the complex financial situation has long been analyzed and considered the best minds of humanity. The trouble is that at top positions in financial institutions in different countries are coming or not competent in complex financial matters, officers or, worse, the financiers over the infected greed (which spawned the current crisis). The famous financier Peter Bernstein in his works actually predicted the current crisis, described in detail the dangerous changes in the investment world, the mismatch of risk and volatility, but apparently was not heard of the mighty. Yuri Chashin 09/20/2009
World economic crisis so the sharp devaluation of the hryvnia has led to a totally predictable situation in the recent past: the number of borrowers who, for objective reasons can not or do not want to pay the banal loans increased dramatically. In such circumstances, banks have no choice but to take extreme measures. It was such a term can be called a process of confiscation of property of an insolvent customer in order to follow the sale … And for sale – continued link of the whole process, since banks do not need tens of thousands of squares of mortgage housing hundreds of shiny new paint cars and piles of gold. Financial institutions are in dire need of money …
“live” money, but not assets. That flit here and there ads for sale sites of collateral – a bank confiscated. In fact, deeply mistaken who thinks that this is only just apartments, country houses, cars …. Not at all, there are also luxury items, and large household appliances and industrial equipment, and even ready-made business. To date, made an extremely accurate portrait of the typical Mount the borrower and sell them the collateral. Of course, not without exception …. However, according to independent studies, most often “give up” the owners of budget items (inexpensive cars, apartments economy class), which in the current difficult economic conditions are much more profitable to give the bank the goods as collateral for the loan, rather than try to repay out of his means low wages. In second place among the “given” number of speculators, who at one time tried by hook or crook to buy housing, transportation, equipment, so that after a year or two to sell it all at greatly increased prices.
Faced with lack of demand, and bearing in her arms debt to the bank, these people have taken the right decision. Among an array of collateral, only a small percentage of those who were confiscated from owner in accordance with a court order. As a rule, banks do not tend to get involved in red tape, and clients are reluctant to buy such “illiquid” goods. That is why banks and try to negotiate with vengeance the borrower by offering him a variety of alternative solutions to the problem. When using materials from this page link to ZASTAVATORG.ORG required for Internet-editions – hyperlinks are not closed for indexing by search systems. 2010, Zastavatorg.