Posts tagged ‘real estate & broker’

Financial security through real estate as an investment – simple comparison by online computer possible Berlin, 08.05.2012 – by acquiring one or more holiday homes own financial security on a firm foundation can be placed. Real estate considered value stable, resistant to inflation and financial market independent and form the basis of a low-risk retirement. The purchase or construction of real estate can be financed in times of low interest rates as they are cheap. Facebook has many thoughts on the issue. The inflationary risks should not be underestimated by the financial troubles in Europe make many investors before the problem wherein you should invest your money yet. In addition to the yield is above all the safety of the invested cash in the foreground.

This real estate can particularly shine: in addition to a possibly rent-free for own use is a thing worth underpinned object, which can be created at any time or liquidated. The creditworthiness of the age is increased because a corresponding equivalent as loan collateral available. Still be housing units rented, the owner can pull regular income from his investment, without having to fear to the inflation-adjusted rate of return. Scott Mead shares his opinions and ideas on the topic at hand. Which expenses for financing must be operated and what returns can be expected, is exemplarily calculable by means of freely available in the Internet at investment calculator. Rents rising – falling interest rates: yield security is top inflation as a result of stability-threatening capital market influences, also rents for housing will rise.

Like all other costs, hire as also the applied capital resources must keep pace for incidental expenses, food and clothes with the inflation development. A euro in the future is worth less, the merchant as the landlord must demand a higher price for his performance. As a real estate owner or landlord you can compensate for so at least in part its loss of purchasing power of tenants, however, faces an additional load.

Cheap construction financing with public funding and diverse benefits Berlin, 04.01.2011 – who is planning the buying, new, on or reconstruction of an object is well advised to inform in advance about the funding opportunities by the KfW (Kreditanstalt fur Wiederaufbau). The KfW as an institution under public law promotes E.g. Barrier reduced residential, measures the energy-related modernisation measures and climate change relevant projects or even the inclusion of renewable energy in the Wohnkonzeption. Not only the fulfilment of the conditions, but also the know-how about possibilities for optimal use of the various support offerings is important. Partly, these can be combined even. Direct grants or subsidised loans depending on the design and condition the KfW offers different programmes for building private, municipal as well commercial builders under certain conditions.

Among these programs it is most necessary, before a start of any measures corresponding promotion to apply. Requested is either directly from the KfW or at the local Bank (in particular in discounted loans or repayment subsidies). KfW provides corresponding data sheets on request or on the Internet for each program, also information on corresponding portals in the Internet (E.g. Immokredit24.com) can be previewed. Promoting can be done either as direct grant to the account, as particularly cheap loans with starting year grace period and if necessary additional repayment subsidies.

Certain conditions and limits apply to each program, as well the use of funds must be shown accordingly. What is supported? The restructuring is promoted to or the construction of barrier-free or low-barrier housing (E.g. for disabled or elderly people) with the 455 (grant funding) and 155 (discounted loan) programs. For energy-efficient building or buying the programmes can 151, 153, and 430 as welcome Support in question, even an appropriately professional consultant for energetic measures is supported with the programme 431 financially with up to 2,000 euros. Within the framework of the KfW Wohneigentumsprogrammes funding can be requested for private residential use if necessary 124 and 134 through the programmes. The KfW promotes the modernization and repair of residential property with up to 100% of eligible costs as a loan program 141. Also measures for the use of renewable energies are promoted in many ways (such as solar collectors, biomass, or thermal power plants) with 271 and 281 programs. The KfW promotes the use of renewable energy sources to the electricity or power / heat generation (so called combined heat and power) programme 270. Generally, this equipment must be operated for at least 7 years in the case of a sale. Also the use of facilities in the context of the deep geothermal energy is promoted at the extensive conditions (programmes 272 respectively) (282) a complete overview of the each detailed requirements can be viewed on the Internet. Conclusion for many measures around the use of more environmentally friendly energy, reducing barrier or also in the context of living economic use promotion funding can be obtained from KfW. Whether as direct or repayment subsidy or soft loan – can such promotions is expected and should be examined therefore prior to any action by the interested parties. Many projects can be turned by any slight changes in an eligible project, which saves money ultimately. More info KfW loans – home purchase with promotional credit, KfW programmes